Retirement 101 tools

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The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a Color of Money score. This short, interactive analysis is one of the first steps on the road to retirement. 

Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on the distributions. Do not include balances from a Roth IRA or Roth 401(k). 

There are advantages and disadvantages to taking your benefit before your full retirement age. The advantage is that you collect benefits for a longer period of time. The disadvantage is your benefit will be reduced. Each person's situation is different.  Click below to find your Social Security retirement age.

Attention Educators! Understand how your state pension plan works.

Find how much guaranteed income your assets can generate with the New Heights Select Guaranteed Income Tool.